Mortgage Loans
30 Year Fixed Rate Conforming
 Rate  APR  Points
 3.850%  3.938%  0.000%
20 Year Fixed Rate Conforming
 Rate  APR  Points
 3.750%  3.872%  0.000%
15 Year Fixed Rate Conforming
 Rate  APR  Points
 3.250%  3.404%  0.000%
10 Year Fixed Rate Conforming
 Rate  APR  Points
 3.375%  3.599%  0.000%